What distinguishes HSBA is that we are much more than just a bill payer. We use a variety of strategies
and techniques to reduce health plan costs without shifting that cost
onto participants:
Monitoring payments under PPO contracts
Monitoring Utilization
Negotiating separate discounts with providers
Managing the chronically ill
Promoting wellness
Promoting quality care
While chronic disease management and wellness
initiatives are relatively new to many, HSBA, both internally and through
partnership with Healthways, has been providing these services for more
than 10 years.Our joint program
with Healthways for our largest client has resulted in savings that exceed 10% of indemnity medical claims costs.
We believe the scope of our efforts in this area is unmatched. It is
part of our administrative culture; we never forget that every dollar
we spend was earned and paid for by someone else.